The majority of buyers require a mortgage to purchase a home. When you’re looking to buy, this should be your first step in the process. It will set the parameters for your search.
Prior to submitting an offer, we will work together with experts, whether it be a lawyer or an accountant, to make sure you understand the implications of submitting an offer and that you are clear on all aspects of the offer.
Once you sign up as a client with us. Our team will set you up in the system to receive daily reports of properties within your criteria on a daily basis.
At the time of closing there are a number of upfront costs you’ll need to cover including Land Transfer Taxes (Provincial and Municipal), legal fees, title insurance, disbursements, moving costs and adjustments. Ensure you have funds set aside to cover these expenses.
Real estate moves at a rapid pace, so being prepared to make an offer quickly is important. With your offer, you’ll be required to submit a deposit (typically 5% of the offering price).
Your down payment is determined at the time of the mortgage application / approval process. It is usually around 3.5% of the sale price but can vary depending on the terms.
My Rare Holdings will help you to achieve your real estate goals by providing quality service in buying and selling properties.
Professionalism, honesty and truhtfulness are the basis of our business.
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